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Stop Smoking & Save Money 
When you give up smoking you have more money to spen and you will feel good about yourself for quitting. How much you'll save by kicking the habit depends on your cigarette consumption, but you most certainly save thousands. Money you may invest in a better lifestyle, in a new home, a new car, in a better education for your children. Apart from the money saved, your health bills will be much lower- probably not now, but certainly when you get older.
If the threat of cancer can't persuade you to quit smoking, maybe the prospect of poverty will.
The financial consequences of lighting up stretch far beyond the cost of a pack of cigarettes. Smokers pay more for insurance. They lose money on the resale value of their cars and homes. They spend extra on dry cleaning and teeth cleaning. In the long run, they earn less and receive less in pension and Social Security benefits.
The cost of a pack of cigarettes averages $4.50, including taxes. Using this number, a pack-a-day smoker burns through about $31.50 per week, or $1,635 per year. That's a fat house payment or a nice vacation with the family. A 40-year-old who quits smoking and puts the savings into a 401(k) earning 9% a year would have nearly $250,000 by age 70.
The one place many smokers feel free and comfortable to light up is in their car. Without consistent and thorough cleanings, however, a car that is smoked in will soon start to resemble an ashtray on wheels. The interior inevitably smells like smoke, and stray ashes and butts can burn holes in the upholstery and floor mats.
On a trade-in, dealers can easily knock off more than $1,000 on higher-end vehicles like vans, SUVs and expensive sport-types.
The criteria that apply to cars apply to homes as well, only on a bigger scale.Smokers' houses often require all new paint and/or wall treatments, as well as professional drapery and carpet cleaning. Priming and painting an average-size living room, dining room and two bedrooms would cost around $2,200 up.Furthermore, the smell of cigarettes can be a turnoff to potential buyers.
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